9 min read
M-Pesa Reconciliation for Kenyan Businesses
How to match M-Pesa collections to invoices, investigate exceptions and close each day with a defensible payment record.
Read guideMoney in, money out, and what is owed
Know today’s cash position without rebuilding Excel.
See money in, money out, what customers still owe, and what remains after expenses—using the invoices, M-Pesa payments, receipts, and jobs your team already records.
- Invoices and receipts
- Customer statements
- Expenses and suppliers
- Payment accounts
- Cashflow and profit reports
- VAT summaries and journals
Inside Zivo
Accounting
1. Invoice records what is owed
Connected
2. Payment records money received
Connected
3. Expenses record money out
Connected
4. Reports explain the position
Complete
Practical guides
Learn the workflow before choosing the tool.
8 min read
Zivo versus Spreadsheets
When spreadsheets remain useful—and when connected customer, payment, delivery and finance workflows become safer.
Read guide9 min read
Zivo versus Separate Inbox, Accounting and Task Tools
Compare one connected customer-to-cash workflow with a collection of specialist inbox, accounting and task applications.
Read guideWhat gets easier
Less chasing. Fewer missed promises. More confidence.
Answer “where did the money go?”
Follow a transaction from customer conversation and invoice through payment, receipt, expense, and delivery.
See the business clearly today
Review cashflow, profit, customer balances, expenses, suppliers, and VAT summaries.
Stop rebuilding reports from screenshots
Keep journal activity and source documents connected instead of relying on scattered evidence.
How it works
A clear workflow from first action to completed record.
Customer and revenue information begins with the quote or invoice.
Confirmed M-Pesa payments update the invoice and receipt trail.
Capture suppliers, payment accounts, expenses, and supporting details.
Use cashflow, profit, VAT, statements, and journals to understand the business.
Included capabilities
The practical tools behind the easier working day.
Invoices and receipts
Customer statements
Expenses and suppliers
Payment accounts
Cashflow and profit reports
VAT summaries and journals
Questions
Clear answers before you try Zivo.
Is Zivo a full enterprise accounting system?
Zivo provides practical finance and accounting tools for its sales, payment, and delivery workflow. Complex statutory or enterprise requirements should be reviewed during a demo.
Can I see what a customer still owes?
Yes. Customer statements connect invoices, payments, receipts, and balances.
Can I track expenses as well as payments?
Yes. Zivo includes expenses, suppliers, payment accounts, and related finance reports.