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Choose your workspace

Start Zivo with the business type that fits how you work.

Every Zivo workspace keeps your team organised. Choose the setup that gives you the relevant features from day one, then grow into more connected workflows when needed.

Business types and features

Compare what each Zivo workspace includes.

Your all-purpose business workspace

Standard Businesses

Zivo gives growing businesses one connected workspace for customers, invoices, M-Pesa collections, expenses, deliveries, and management reporting.

Key features

  • Customers and CRM
  • Quotes and invoices
  • M-Pesa collection
  • Expenses and suppliers
  • Jobs and delivery
  • Business reports

Loan collections and borrower CRM for Kenya

Lending Businesses

Zivo gives Kenyan lending teams one controlled workspace for borrower records, WhatsApp follow-up, collection reminders, assigned actions, payment context, and an auditable customer history.

Key features

  • Borrower and customer records
  • WhatsApp-ready borrower follow-up
  • Collection reminders
  • Assigned collection actions
  • Payment and invoice context
  • Role-based, audit-friendly history

Asset finance and fleet lending operations

Asset Finance & Fleet Lending

Zivo gives asset-finance and fleet-lending teams a focused workspace for borrower records, KYC, loan products, approvals, disbursement references, repayment schedules, collections, and controlled team access.

Key features

  • Borrower onboarding and KYC records
  • Term-loan and asset-finance products
  • Application approvals and disbursements
  • Repayment schedules and loan statements
  • Collections reminders and payment references
  • Role-based team controls

Sell, stock, and fulfil with control

Retail and POS

Zivo brings POS sales, product catalogues, stock, customer orders, M-Pesa payments, and reporting together for retail teams — from general shops to fashion boutiques tracking sizes, colours, and seasonal collections.

Key features

  • Point of sale
  • Product catalogue with linked size and colour variants
  • Stock and warehouses
  • Named collections for seasons and drops
  • Sales orders
  • M-Pesa payments
  • Retail reporting

Book, serve, sell, and retain clients

Salons and Beauty Businesses

Zivo gives salons and beauty businesses one workspace for appointments, client records, service sales, retail stock, M-Pesa payments, staff access, reminders, and reporting.

Key features

  • Appointments and staff schedules
  • Services and packages
  • Client visit history
  • POS and M-Pesa payments
  • Products and consumable stock
  • Reminders, commissions, and reports

From customer enquiry to completed delivery

Restaurant / Food Delivery

Give your food business a shared WhatsApp inbox, a meal catalogue, sales orders, M-Pesa payment tools, and assigned delivery work in one workspace.

Key features

  • Shared WhatsApp inbox
  • Meal and drink catalogue
  • Sales orders and customer records
  • Invoices and M-Pesa payments
  • Assigned jobs and delivery tracking
  • Stock, purchases, and reports

Sell digital products with less manual work

Digital Downloads

Zivo helps creators and digital businesses catalogue downloadable products, collect payment, manage customer orders, and keep a clear sales record.

Key features

  • Digital product catalogue
  • Customer orders
  • M-Pesa collection
  • Invoices and receipts
  • Customer records
  • Sales reporting

Start with better customer conversations

Zivo WhatsApp Inbox

Zivo WhatsApp Inbox gives sales and support teams one shared customer conversation space with assignments, notes, and follow-up.

Key features

  • Shared WhatsApp inbox
  • Conversation assignment
  • Customer notes
  • Team collaboration
  • Follow-up reminders
  • Role-based access

Not sure which one to choose?

Start with Standard business for a full sales, payment, expense, and operations workspace. Select ZChat when you only need a shared WhatsApp inbox.