Your all-purpose business workspace
Standard Businesses
Zivo gives growing businesses one connected workspace for customers, invoices, M-Pesa collections, expenses, deliveries, and management reporting.
Key features
- Customers and CRM
- Quotes and invoices
- M-Pesa collection
- Expenses and suppliers
- Jobs and delivery
- Business reports
Loan collections and borrower CRM for Kenya
Lending Businesses
Zivo gives Kenyan lending teams one controlled workspace for borrower records, WhatsApp follow-up, collection reminders, assigned actions, payment context, and an auditable customer history.
Key features
- Borrower and customer records
- WhatsApp-ready borrower follow-up
- Collection reminders
- Assigned collection actions
- Payment and invoice context
- Role-based, audit-friendly history
Asset finance and fleet lending operations
Asset Finance & Fleet Lending
Zivo gives asset-finance and fleet-lending teams a focused workspace for borrower records, KYC, loan products, approvals, disbursement references, repayment schedules, collections, and controlled team access.
Key features
- Borrower onboarding and KYC records
- Term-loan and asset-finance products
- Application approvals and disbursements
- Repayment schedules and loan statements
- Collections reminders and payment references
- Role-based team controls
Sell, stock, and fulfil with control
Retail and POS
Zivo brings POS sales, product catalogues, stock, customer orders, M-Pesa payments, and reporting together for retail teams — from general shops to fashion boutiques tracking sizes, colours, and seasonal collections.
Key features
- Point of sale
- Product catalogue with linked size and colour variants
- Stock and warehouses
- Named collections for seasons and drops
- Sales orders
- M-Pesa payments
- Retail reporting
Book, serve, sell, and retain clients
Salons and Beauty Businesses
Zivo gives salons and beauty businesses one workspace for appointments, client records, service sales, retail stock, M-Pesa payments, staff access, reminders, and reporting.
Key features
- Appointments and staff schedules
- Services and packages
- Client visit history
- POS and M-Pesa payments
- Products and consumable stock
- Reminders, commissions, and reports
From customer enquiry to completed delivery
Restaurant / Food Delivery
Give your food business a shared WhatsApp inbox, a meal catalogue, sales orders, M-Pesa payment tools, and assigned delivery work in one workspace.
Key features
- Shared WhatsApp inbox
- Meal and drink catalogue
- Sales orders and customer records
- Invoices and M-Pesa payments
- Assigned jobs and delivery tracking
- Stock, purchases, and reports
Sell digital products with less manual work
Digital Downloads
Zivo helps creators and digital businesses catalogue downloadable products, collect payment, manage customer orders, and keep a clear sales record.
Key features
- Digital product catalogue
- Customer orders
- M-Pesa collection
- Invoices and receipts
- Customer records
- Sales reporting
Start with better customer conversations
Zivo WhatsApp Inbox
Zivo WhatsApp Inbox gives sales and support teams one shared customer conversation space with assignments, notes, and follow-up.
Key features
- Shared WhatsApp inbox
- Conversation assignment
- Customer notes
- Team collaboration
- Follow-up reminders
- Role-based access